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Insurance

Volume 931: debated on Wednesday 11 May 1977

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asked the Secretary of State for Northern Ireland (1) whether he will consult with insurance companies about the exclusion of vandalism and malicious damage from policies covering property in Northern Ireland with a view to making these policies the same throughout the United Kingdom;(2) whether he will consult with the insurance companies about the exclusion of vandalism and malicious damage from policies covering house contents in Northern Ireland with a view to making these policies the same throughout the United Kingdom;(3) if he will consult with insurance companies with the object of allowing householders in Northern Ireland the same protection over their furniture as over the house itself;(4) if he will consult with the Building Societies Association about the possibility of its agreeing that the exclusion clause on vandalism and malicious damage should be deleted on property on which it has advanced a mortgage.

We have been in contact with the insurance companies and building societies, but the terms of their policies are their responsibility.