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"Housing Policy Technical Volume"

Volume 14: debated on Monday 30 November 1981

The text on this page has been created from Hansard archive content, it may contain typographical errors.

asked the Secetary of State for the Environment if he will update to the most recent date possible table iv.20 of the 1977 "Housing Policy Technical Volume".

A complete up-dating of table iv.20 of the 1977 "Housing Policy Technical Volume" could not

Outgoings of owner-occupiers gross and net of tax relief and option mortgage subsidy
(£ million, out-turn prices)
Interest on house purchase loans2,5162,9953,1253,6805,395
Regular repayments of mortgage principal (a) (e):
Building societies441539808920866
Local authorities9178858085
Expenditure on repair, maintenance, and decoration (b) (c)1,0151,2301,1501,4952,055
Insurance of structure (premiums less claims) (b)52607590110
Total of above items (rounded)4,1154,9005,2456,2658,510
Tax relief on interest (d)8651,0901,0401,1101,450
Option Mortgage subsidy105140150140190
Net Total3,1453,6704,0555,0156,870


(a) 1975–76 figures from technical volume, chapter 4, appendix A.

(b) The numbers of owner-occupier households by which the averages per household were multiplied to give the totals are 1971 census-based estimates, which may be revised in the light o the 1981 census.

(c) Table iv.20 of the technical volume gave smoothed figures. The year to year variations in 1976–79 in the figures of average expenditure per household on repairs, maintenance, and decoration were too great for smoothing to be attempted.

(d) The figure for 1975–76 differs from that in table iv.20 in that tax relief on interest paid by housing societies (not estimated in 1976–77 and later years) has not been deducted.

(e) For 1976–77 and subsequent years an estimate of premiums on life policies for repaying house purchase loans is not available. To make the 1975–76 figures comparable, only annuity repayments on loans by building societies and local authorities are shown. The 1975–76 figures shown above were published in table A. 1 of chapter 4 of the housing policy technical volume; this sum (£532 million) differs from the £672 million given in table iv.20 by the amount of life assurance premiums less the mortgage protection element.