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Insurance Contracts

Volume 35: debated on Thursday 20 January 1983

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asked the Minister for Trade whether he has any proposals to protect consumers against the effects of exclusion clauses in contracts for insurance.

I am currently considering proposals for legislation on, among other things, the effects of warranties and other limitative clauses in insurance contracts, in the light of the Law Commission's report (Cmnd. 8064), "Insurance Law: Non-Disclosure and Breach of Warranty".

asked the Minister for Trade whether he will introduce legislation to remove the exclusion from the effects of the Unfair Contract Terms Act 1977 of insurance contracts.

I have no plans to do so. If the hon. and learned Member has evidence to suggest that such a step may be needed, I shall be glad to receive it.