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Motor Insurance

Volume 80: debated on Tuesday 11 June 1985

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asked the Secretary of State for Transport (1) whether he has held any consultations with representatives of(a) the motor insurance industry and (b) the Motor Insurers Bureau concerning the European Commission directive on motor insurance; and if he will make a statement;(2)whether he intends to introduce legislation compel drivers of motor vehicles to exchange insurance particulars following damage only road traffic accidents;(3)whether he now intends to introduce legislation to require drivers of motor vehicles to have compulsory third party property damage insurance.

A consultation document on the issues raised by implementation of the directive in the United Kingdom was published by my Department in October 1984. Copies were sent to some 200 consultees, including Motor Conference, the Motor Insurers Bureau, and representatives of road users. Copies were placed in the Library. I have now considered the replies and I hope, in the light of the response, to introduce measures this Session to implement the directive. They will require motorists to be insured against their liability for damage to property belonging to third parties, and will also cover the disclosure of insurance details following damage-only accidents.