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Mortgages

Volume 178: debated on Wednesday 24 October 1990

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To ask the Chancellor of the Exchequer what information he has on the number or percentage of mortgages which are adjusted (a) monthly, (b) annually and (c) other categories.

Only partial information is available. Over 40 per cent. of building society mortgage payments are adjusted annually. No precise information is available on the extent of annual review schemes operated by banks and other mortgage lenders.