To ask the Parliamentary Secretary, Lord Chancellor's Department when he expects to publish the report of the Securities and Investments Board/Department of Social Security study of the sale of personal pensions to low-income earners; and what are the terms of reference of the study. [38259]

[holding answer 23 October 1995]: I have been asked to reply.The Securities and Investments Board will be responsible for publishing a report into potential mis-selling of personal pensions to people who were previously in the state earnings-related pensions scheme. I understand that SIB hopes to report on this issue by the end of the year.