Skip to main content

Motor Traders

Volume 447: debated on Wednesday 14 June 2006

To ask the Secretary of State for Transport if he will issue guidance to post offices to ensure that they permit motor traders to present the different names on insurance documents and registration certificates when applying for a tax disc. (77079)

There is no intention to accept motor trade policies as evidence of insurance for vehicles registered in different names, unless a satisfactory link between the policy and the keeper can be established.

When a vehicle is licensed, the law requires evidence that there is insurance in force in relation to the keeper’s use of the vehicle. Motor trade policies provide cover for vehicles in the policyholder’s possession, allowing the trader to drive a vehicle in the course of business. This cover does not extend to the re-licensing of vehicles except when a vehicle is registered in the policyholder’s name.