The most recent data available that allow assessment to be made of the number of households with no access to a bank account are the Family Resources Survey from 2002-03. This indicates that 8 per cent. of households in the United Kingdom had no bank account of any kind. This equated to 1.9 million households containing around 2.8 million adults. These data are broken down to Government Office regional level. This shows 9 per cent. of households in Yorkshire and the Humber were unbanked.
In December 2004, the Government and the banks agreed to work together towards the goal of halving the number of adults in households with no access to a bank account of any kind and of making significant progress within two years. The Financial Inclusion Taskforce has been asked to monitor progress. The Taskforce recently made its first annual report, which concluded that steady progress has been made towards the goal but also encouraged banks to continue to address the difficulties faced in opening a bank account.