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Repossessions and Evictions

Volume 455: debated on Wednesday 10 January 2007

To ask the Secretary of State for Communities and Local Government how many privately owned houses have been repossessed in the past three years; how many evictions there were from private rented accommodation over the same period; what assessment she has made of the reasons for each; and if she will make a statement. (110112)

The Department for Constitutional Affairs collect data relating to mortgage and landlord possession actions in county courts for England and Wales. The data cover both local authority and private mortgages and social and private landlord actions. The figures do not indicate how many houses have been possessed through the courts either by mortgage lenders or landlords.

The number of possessions of mortgaged properties in the UK is available on the Council of Mortgage Lenders website at:

http://www.cml.org.uk/cml/filegrab/lAP4.xls?ref=2753

A copy has been placed in the Library of the House.

The figures since 1990 are as follows:

Properties taken into possession in period

Number

Percentage of all loans

1990

43,890

0.47

1991

75,540

0.77

1992

68,540

0.69

1993

58,540

0.58

1994

49,210

0.47

1995

49,410

0.47

1996

42,560

0.40

1997

32,770

0.31

1998

33,870

0.31

1999

29,990

0.27

2000

22,870

0.20

2001

17,310

0.15

2002

11,970

0.11

2003

7,700

0.07

2004

6,030

0.05

2005

10,310

0.09