Research Report 395: “Self-employment and retirement” was a small-scale qualitative research report with around 40 individuals to improve our understanding of the spectrum of views about planning and saving for retirement among (lower income) self-employed people, and what influences those views. My Department has not made any assessment of the conclusions of this report regarding general perceptions of investing in bricks and mortar as opposed to financial products, nor of its implications for pensions and pension reform.