I refer the hon. Member to the answer I gave him on 28 November 2006, Official Report, column 599W. The Government do not prescribe the terms and conditions that insurance companies may set when offering insurance, nor do they intervene in the commercial decisions of insurers.
The Government's Discrimination Law Review is currently considering whether there is a case for prohibiting age discrimination in the provision of goods, facilities and services, including insurance. The Government now expect to publish a Green Paper in May of this year.