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Social Rented Housing: Insurance

Volume 460: debated on Thursday 24 May 2007

To ask the Secretary of State for Communities and Local Government (1) what steps she plans to take to promote the take-up of insure with rent schemes among uninsured households; and if she will make a statement; (137537)

(2) what discussions she has had with (a) the insurance industry, (b) local government and (c) housing associations on promoting insure with rent schemes among uninsured households;

(3) what guidance she has issued to local authorities and housing associations on promoting insure with rent schemes among uninsured households.

The Government recognise the important role of insurance as a financial tool, enabling households to protect against potential losses arising from risks to assets such as the home or a car.

Registered social landlords and local authorities are required to provide high standards of customer care. Landlords should consider all aspects of this, including insurance.

The Housing Corporation has issued guidance on facilitating access to insurance in its publication ‘Insurance for All’.

The Housing Corporation has met the Financial Inclusion Taskforce and the Department for Work and Pensions to discuss the role of housing associations in promoting financial inclusion.

The Corporation and social landlords have also met with representatives from the insurance industry, to discuss how best to ensure coherent advice and good practice in the social housing sector.

The Department has recently received in invitation to join a Ministerial Working Group on financial inclusion, which will determine detailed priorities for financial inclusion policy, including insurance, which is currently under consideration.