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Volume 461: debated on Monday 4 June 2007

To ask the Secretary of State for Trade and Industry what assessment he has made of the impact on the consumer of trends in the numbers of retailers refusing to accept cheques as payment in point of sale transactions. (139486)

The decision on whether to accept cheques as a method of payment is a commercial one for retailers. Increasing numbers of transactions are now made electronically and by card. However, cheques are still widely used by consumers as a method of payment.

The Government recognise this, and welcome the reforms agreed by the OFT Payment Systems Task Force last November to introduce greater transparency and certainty for cheque users, including for basic bank account holders.