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Pensions: Females

Volume 464: debated on Wednesday 10 October 2007

To ask the Secretary of State for Work and Pensions how many married women aged (a) 60, (b) 61, (c) 62, (d) 63, (e) 64, (f) 65, (g) 66, (h) 67, (i) 68 and (j) 69 are (i) one year, (ii) two years, (iii) three years, (iv) four years, (v) five years, (vi) six years, (vii) seven years, (viii) eight years and (ix) nine or more years short of the number of qualifying years that would be necessary to exceed the 25 per cent. threshold for entitlement to any payment of basic state pension. (155042)

[holding answer 10 September 2007]: The information is not available for married women only. The information that is available is in the following table.

It shows the number of UK women aged between 60 and 69 in 2003-04 who did not satisfy the ‘25 per cent. rule’ for entitlement to a basic state pension on their own contribution records. It also shows the number of additional qualifying years that would be necessary to satisfy this rule.

Some of these women may be eligible to receive a basic state pension based on their husband's contribution record.

Number of UK women not satisfying the 25 per cent. rule (thousand)

Additional qualifying years required to satisfy the 25 per cent rule

Age in 2003-04

1

2

3

4

5

6

7

8

9 or more

All

60

9

7

6

5

4

3

1

2

2

39

61

8

7

8

6

5

5

3

0

4

46

62

9

9

10

8

7

4

4

2

4

56

63

10

10

10

9

7

6

2

2

6

62

64

12

13

11

13

9

7

4

2

5

76

65

14

16

18

13

10

6

4

3

5

89

66

13

16

16

16

12

8

5

2

5

93

67

15

16

16

16

14

7

4

2

7

96

68

12

17

19

14

9

8

5

4

6

94

69

15

17

21

17

11

9

6

2

5

102

All

117

129

135

118

86

63

38

20

48

754

Notes:

1. Figures refer to women living in the UK.

2. Figures refer to entitlement based on women's own contribution records.

3. The information is based on the data held on the national insurance record up to and including the 2003-04 tax year at May 2005. It therefore excludes any national insurance contributions paid after that date.

Source:

Lifetime Labour Market Database 2, 2003-04

Additionally, pursuant to my answer to PQ/07/155043, Official Report, vol. 463. column 2377, the numbers given in that answer now need revising to mirror the same methodology used to determine the numbers for the above answer.

The error arose because the method used to select the data was incorrect in that complete work histories were looked at instead of the national insurance record at the specific ages. This therefore meant that too many people were included in the answer because people would have less than 25 per cent. entitlement in their earlier years but they would have improved their entitlement over their working lives.

The revised table is set out in the following table:

Number of UK women not satisfying the 25 per cent rule (thousand)

BSP entitlement at state pension age (percentage)

Age in 2003-04

0-4

5-9

10-14

15-19

20-24

All

60

3

3

8

10

15

39

61

5

4

10

12

15

46

62

6

5

10

17

18

56

63

7

5

13

19

19

62

64

6

7

15

24

25

76

65

6

8

16

31

28

89

66

6

7

20

31

29

93

67

8

6

20

33

30

96

68

7

9

17

33

29

94

69

7

8

19

37

32

102

All

59

60

148

247

241

754