Since mid August the housing finance review team has engaged with around 70 stakeholders involved in different aspects of housing finance. Consultations have covered mortgage lenders, investment banks and investment houses, housing associations, consumer groups, public institutions, overseas experts and academics. Interested parties have also been able submit their views via a dedicated housing finance review web page on the HM Treasury website.
A full list of the individuals and organisations that were consulted, some of which on a number of occasions is given as follows:
Abbey National plc
Association of Mortgage Intermediaries (AMI)
Bank of England
Barclays Bank plc
Barclays Capital
BlackRock Investment Management (UK) Ltd.
BlueCrest Capital Management Ltd.
Brevan Howard Asset Management LLP
Bristol and West Mortgages
Britannia Building Society
Building Societies Association
Chelsea Building Society
Cheltenham and Gloucester
Citigroup Global Markets Ltd.
Council of Mortgage Lenders
Coventry Building Society
Credit Suisse Asset Management UK Holding Ltd.
Danish FSA
Communities and Local Government
Deutsche Bank
European Investment Bank
European Securitisation Forum
Fannie Mae
Federal Housing Finance Board
Federal Reserve Bank of New York
Federal Reserve
Fidelity Investments International
Financial Services Authority
Freddie Mac
Ginnie Mae
GMAC-RFC Ltd.
Goldman Sachs
Halifax plc
HBOS plc
Housing Corporation
HSBC Bank plc
Imperial College London
International Monetary Fund
Joseph Rowntree Foundation
JP Morgan plc
King & Shaxson Treasury Solutions
Lloyds TSB Group plc
London Business School
London School of Economics
MarketGuard
McKinsey&Company
Merrill Lynch International
Morgan Stanley
Morley
Nationwide Building Society
Nykredit Realkredit
Office of Federal Housing Enterprise Oversight
Paragon Finance plc
Professor David Miles
Schroders Investment Management Ltd.
Securities Industry and Financial Markets Association
Shelter
Skipton Building Society
Standard Life
The Building Society Association (BSA)
The Cheshire Building Society
The World Bank
UBS Investment Bank
US Department of Housing and Urban Development
US Department of the Treasury
Yorkshire Building Society