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Driving: Insurance

Volume 474: debated on Wednesday 26 March 2008

To ask the Secretary of State for the Home Department how many (a) successful prosecutions, (b) cautions and (c) issues of fixed penalty notices there were relating to uninsured drivers in each police force area in each of the last 10 years; and what the average penalty was. (195603)

The available information relates to the offence of 'use of a motor vehicle uninsured against third party risks’. Tables A and B provide data on successful prosecutions (findings of guilt) and cover court imposed fines from 1997 to 2005 (latest available). Table C covers fixed penalty notices issued as from 1 June 2003, when a fixed penalty became available for the offence, to 2005.

The written warnings (including formal cautions) collection, held by the Ministry of Justice, is unable to identify this offence from others within the offence group “vehicle insurance offences”. None of the Ministry’s collections separately identify uninsured drivers involved in other motoring offences.

2006 data will be available later this year.

Table A: Proceedings and findings of guilt at magistrates courts for the office of using a motor vehicle uninsured against third party risks1 by police force area, England and Wales, 1997 to 2005

Number and percentage

1997

1998

1999

Total findings of guilt

Total findings of guilt

Total findings of guilt

Police force area

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Avon and Somerset

15,354

9,424

61

16,892

9,875

58

15,098

9,357

62

Bedfordshire

4,724

2,951

62

4,449

2,992

67

3,479

2,328

67

Cambridgeshire

3,440

2,395

70

3,425

2,507

73

3,058

2,233

73

Cheshire

4,838

3,499

72

4,961

3,658

74

5,463

3,872

71

Cleveland

3,925

2,798

71

4,204

2,908

69

4,331

3,027

70

Cumbria

4,223

3,089

73

3,787

2,866

76

3,597

2,772

77

Derbyshire

5,565

3,830

69

5,137

3,522

69

5,120

3,613

71

Devon and Cornwall

8,422

4,967

59

7,232

4,263

59

7,493

4,681

62

Dorset

5,271

3,458

66

4,198

2,777

66

4,776

3,013

63

Durham

3,992

2,912

73

4,261

3,086

72

5,899

4,475

76

Essex

7,161

4,507

63

7,025

4,635

66

7,336

5,035

69

Gloucestershire

3,577

2,115

59

4,465

2,885

65

4,443

2,867

65

Greater Manchester

30,655

20,548

67

30,836

21,430

69

33,228

23,697

71

Hampshire

11,768

7,844

67

11,557

8,028

69

11,553

8,123

70

Hertfordshire

4,580

2,573

56

5,799

3,056

53

4,748

2,789

59

Humberside

4,408

3,479

79

4,279

3,501

82

4,894

3,920

80

Kent

6,935

4,755

69

6,958

4,808

69

6,151

4,232

69

Lancashire

20,334

11,577

57

18,794

11,198

60

18,111

10,800

60

Leicestershire

9,706

5,990

62

9,481

6,265

66

11,054

7,281

66

Lincolnshire

4,589

3,001

65

5,000

3,466

69

5,345

3,744

70

London, City of

2,671

1,382

52

3,127

1,431

46

2,521

1,141

45

Merseyside

10,896

8,435

77

9,747

7,694

79

8,932

6,920

77

Metropolitan Police

42,283

25,873

61

35,064

22,874

65

31,285

20,893

67

Norfolk

3,932

3,456

88

3,434

3,060

89

3,468

3,000

87

Northamptonshire

4,999

3,083

62

4,849

3,271

67

5,571

4,151

75

Northumbria

12,470

8,064

65

11,837

8,079

68

13,296

9,299

70

North Yorkshire

3,926

2,778

71

3,744

2,538

68

4,003

2,656

66

Nottinghamshire

8,078

6,149

76

8,726

6,658

76

7,957

6,156

77

South Yorkshire

11,228

7,346

65

11,553

7,831

68

11,763

8,424

72

Staffordshire

8,180

5,251

64

8,210

5,379

66

8,021

5,725

71

Suffolk

3,258

2,202

68

3,743

2,283

61

4,189

2,547

61

Surrey

4,942

2,439

49

3,908

2,051

52

4,436

2,278

51

Sussex

9,333

4,726

51

8,202

4,150

51

7,415

4,198

57

Thames Valley

11,887

6,258

53

11,948

6,311

53

13,543

7,291

54

Warwickshire

4,316

2,595

60

3,769

2,394

64

3,523

2,192

62

West Mercia

7,082

4,848

68

8,207

5,624

69

7,450

5,224

70

West Midlands

29,878

18,484

62

30,928

18,969

61

27,409

16,407

60

West Yorkshire

23,980

15,042

63

23,549

14,682

62

25,776

15,903

62

Wiltshire

3,463

2,311

67

4,820

2,712

56

4,708

2,558

54

Dyfed-Powys

3,079

1,953

63

2,852

1,952

68

3,017

2,044

68

Gwent

4,097

2,899

71

4,478

3,344

75

4,451

3,452

78

North Wales

4,859

3,280

68

4,452

3,309

74

4,102

3,097

75

South Wales

14,829

9,936

67

16,187

10,629

66

15,406

10,467

68

England and Wales

397,133

254,502

64

390,074

254,951

65

387,419

257,882

67

Number and percentage

2000

2001

2002

Total findings of guilt

Total findings of guilt

Total findings of guilt

Police force area

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Avon and Somerset

14,609

9,515

65

13,022

8,393

64

15,124

9,700

64

Bedfordshire

3,594

2,307

64

4,651

2,895

62

4,731

3,147

67

Cambridgeshire

2,929

2,216

76

2,508

1,967

78

2,875

2,266

79

Cheshire

5,729

4,075

71

4,975

3,885

78

5,765

4,540

79

Cleveland

4,793

3,573

75

4,789

3,606

75

5,994

4,282

71

Cumbria

3,507

2,684

77

3,595

2,887

80

3,540

2,876

81

Derbyshire

5,318

3,914

74

5,429

4,218

78

5,614

4,670

83

Devon and Cornwall

9,234

5,872

64

8,648

5,723

66

9,598

6,354

66

Dorset

6,035

3,540

59

5,262

2,965

56

6,176

3,371

55

Durham

5,470

4,328

79

5,394

4,343

81

5,840

4,614

79

Essex

7,898

5,328

67

7,708

5,388

70

7,811

5,359

69

Gloucestershire

4,174

2,539

61

4,683

2,677

57

4,417

2,286

52

Greater Manchester

33,783

23,865

71

37,088

26,399

71

36,337

27,527

76

Hampshire

10,559

7,535

71

10,349

7,614

74

10,912

8,063

74

Hertfordshire

5,258

3,310

63

5,816

3,672

63

6,612

4,191

63

Humberside

5,024

4,043

80

4,730

3,641

77

4,464

3,551

80

Kent

9,033

6,408

71

9,592

7,042

73

10,059

7,697

77

Lancashire

18,354

10,981

60

16,280

9,748

60

17,555

11,020

63

Leicestershire

10,263

6,713

65

10,475

6,792

65

10,699

7,372

69

Lincolnshire

4,500

3,307

73

4,083

2,956

72

4,242

3,057

72

London, City of

1,738

776

45

1,826

1,020

56

2,353

1,330

57

Merseyside

10,054

7,708

77

9,467

7,693

81

10,360

8,551

83

Metropolitan Police

29,649

20,117

68

32,032

22,566

70

36,485

27,116

74

Norfolk

3,951

2,844

72

4,744

3,033

64

5,563

3,590

65

Northamptonshire

3,949

2,971

75

2,028

1,626

80

1,211

885

73

Northumbria

13,195

9,385

71

12,504

9,184

73

12,309

9,286

75

North Yorkshire

3,905

2,548

65

3,545

2,171

61

3,340

2,096

63

Nottinghamshire

7,748

6,034

78

7,856

6,181

79

7,460

5,922

79

South Yorkshire

12,690

8,871

70

14,623

10,079

69

13,859

9,975

72

Staffordshire

8,777

6,740

77

6,027

4,678

78

7,056

5,723

81

Suffolk

3,923

2,319

59

4,123

2,373

58

4,759

2,845

60

Surrey

4,941

2,571

52

5,101

2,804

55

5,554

3,145

57

Sussex

6,796

3,777

56

6,814

3,995

59

6,413

3,698

58

Thames Valley

12,816

7,426

58

11,728

7,092

60

12,842

8,283

64

Warwickshire

4,135

2,309

56

4,204

2,665

63

3,711

2,389

64

West Mercia

7,686

5,512

72

7,787

5,731

74

7,849

5,812

74

West Midlands

28,148

17,896

64

27,010

18,066

67

32,339

22,010

68

West Yorkshire

26,529

15,476

58

27,618

15,842

57

24,873

13,952

56

Wiltshire

4,901

2,620

53

5,292

3,264

62

5,326

3,162

59

Dyfed-Powys

3,072

2,073

67

2,953

1,906

65

3,316

2,275

69

Gwent

4,680

3,777

81

4,758

3,817

80

4,508

3,660

81

North Wales

3,697

2,839

77

3,376

2,551

76

4,048

2,987

74

South Wales

14,615

10,273

70

13,805

9,721

70

16,499

11,488

70

England and Wales

391,659

262,915

67

388,298

264,869

68

410,398

286,123

70

Number and percentage

20032

2004

2005

Total findings of guilt

Total findings of guilt

Total findings of guilt

Police force area

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Total proceedings [=100%]

Number

Percentage

Avon and Somerset

17,163

10,558

62

17,489

10,862

62

14,625

8,688

59

Bedfordshire

5,041

3,490

69

4,534

3,190

70

4,776

3,334

70

Cambridgeshire

3,301

2,694

82

3,120

2,654

85

3,371

2,827

84

Cheshire

6,385

5,354

84

6,515

5,372

82

4,592

3,871

84

Cleveland

5,575

3,980

71

6,597

5,080

77

4,611

3,819

83

Cumbria

3,488

2,849

82

3,446

2,753

80

2,855

2,199

77

Derbyshire

5,793

4,888

84

6,326

5,505

87

5,869

5,190

88

Devon and Cornwall

9,676

6,608

68

8,943

6,178

69

7,404

5,241

71

Dorset

7,034

4,263

61

6,075

3,618

60

5,752

3,584

62

Durham

5,802

4,518

78

5,300

4,029

76

4,454

3,186

72

Essex

7,489

5,440

73

7,132

5,323

75

7,035

5,413

77

Gloucestershire

4,412

2,579

58

3,695

2,438

66

3,500

2,042

58

Greater Manchester

38,208

29,559

77

34,942

26,722

76

30,280

22,869

76

Hampshire

10,619

8,095

76

9,750

7,467

77

7,882

6,251

79

Hertfordshire

7,216

5,078

70

7,463

5,382

72

7,763

5,716

74

Humberside

5,509

4,411

80

5,170

4,298

83

4,840

4,136

85

Kent

9,788

7,452

76

10,673

8,347

78

8,535

7,050

83

Lancashire

21,229

13,689

64

16,065

9,948

62

17,960

10,945

61

Leicestershire

11,304

8,066

71

10,833

7,790

72

7,306

5,340

73

Lincolnshire

5,883

4,269

73

6,621

4,766

72

5,644

3,907

69

London, City of

2,563

1,605

63

2,812

1,122

40

1,499

1,068

71

Merseyside

12,776

10,627

83

13,023

10,385

80

10,728

8,757

82

Metropolitan Police

43,100

31,463

73

47,806

36,465

76

47,223

36,033

76

Norfolk

6,322

4,461

71

5,084

3,734

73

4,442

3,436

77

Northamptonshire

4,157

3,242

78

5,804

4,641

80

4,441

3,606

81

Northumbria

12,951

9,826

76

11,685

9,106

78

11,728

9,348

80

North Yorkshire

3,774

2,353

62

4,065

2,508

62

3,865

2,569

66

Nottinghamshire

9,224

7,609

82

9,224

7,755

84

7,358

6,299

86

South Yorkshire

13,745

9,882

72

11,416

8,497

74

11,246

8,484

75

Staffordshire

7,214

6,072

84

7,439

6,317

85

7,224

5,959

82

Suffolk

5,808

3,579

62

5,718

3,541

62

4,279

2,738

64

Surrey

4,657

2,880

62

3,927

2,581

66

4,491

2,874

64

Sussex

5,808

3,665

63

4,371

3,068

70

4,569

3,370

74

Thames Valley

14,516

9,718

67

12,920

9,144

71

11,255

7,887

70

Warwickshire

3,756

2,899

77

4,160

3,433

83

3,469

2,958

85

West Mercia

7,735

6,014

78

7,249

5,498

76

7,144

5,604

78

West Midlands

36,409

25,370

70

39,696

27,453

69

34,786

24,890

72

West Yorkshire

26,966

16,967

63

32,404

20,175

62

26,667

16,220

61

Wiltshire

4,794

3,006

63

4,641

2,778

60

4,599

2,814

61

Dyfed-Powys

3,094

2,236

72

2,244

1,645

73

2,639

1,890

72

Gwent

4,083

3,448

84

3,474

2,961

85

3,241

2,761

85

North Wales

5,968

4,523

76

6,022

4,773

79

4,211

3,331

79

South Wales

16,932

11,650

69

15,946

11,143

70

12,605

8,694

69

England and Wales

447,267

320,935

72

441,819

320,445

73

392,763

287,198

73

1 An offence under the Road Traffic Act 1988 s. 143 (2)

2 As from 1 June 2003, ‘driving a motor vehicle while uninsured against third party risks’ became a fixed penalty offence.

Notes:

1. It is known that for some police force areas, the reporting of court proceedings in particular those relating to summary motoring offences may be less than complete.

2. Every effort is made to ensure that the figures presented are accurate and complete. However, it is important to note that these data have been extracted from large administrative data systems generated by the courts and police forces. As a consequence, care should be taken to ensure data collection processes and their limitations are taken into account when those data are used.

Table B: Average fine imposed1 at magistrates courts for the offence of using a motor vehicle uninsured against third party risks2 by police force area, England and Wales, 1997 to 2005

£

Police force area

1997

1998

1999

2000

2001

2002

20033

2004

2005

Avon and Somerset

259

204

165

182

130

133

138

154

154

Bedfordshire

314

293

274

226

164

169

137

143

156

Cambridgeshire

221

209

215

182

119

118

131

152

171

Cheshire

274

248

237

211

149

153

167

179

190

Cleveland

162

167

170

179

167

173

171

189

202

Cumbria

150

171

220

265

152

151

159

169

171

Derbyshire

270

279

283

296

337

355

367

367

376

Devon and Cornwall

184

185

178

179

133

132

127

134

145

Dorset

295

302

301

261

121

114

125

158

171

Durham

181

177

194

160

118

122

121

116

123

Essex

174

149

140

123

101

104

112

164

182

Gloucestershire

154

202

247

240

91

86

133

147

143

Greater Manchester

245

226

236

232

152

151

157

167

176

Hampshire

132

135

138

136

119

122

124

131

138

Hertfordshire

193

164

173

204

155

166

181

198

208

Humberside

159

148

143

137

122

132

137

150

180

Kent

246

241

227

271

209

192

191

197

204

Lancashire

332

296

237

219

111

113

141

156

169

Leicestershire

318

318

276

254

134

135

138

150

145

Lincolnshire

159

197

209

188

133

134

148

179

185

London, City of

332

314

346

375

369

368

334

230

198

Merseyside

200

203

200

207

163

167

148

137

141

Metropolitan Police

202

185

184

169

139

140

143

147

165

Norfolk

242

256

265

210

99

107

139

152

152

Northamptonshire

243

286

310

280

280

339

245

183

156

Northumbria

136

146

148

144

130

135

135

137

142

North Yorkshire

249

236

230

211

130

136

141

166

177

Nottinghamshire

164

165

153

150

152

156

152

188

138

South Yorkshire

194

206

191

170

128

137

146

125

147

Staffordshire

251

228

234

198

152

163

166

186

230

Suffolk

193

192

192

183

128

138

133

136

156

Surrey

243

242

215

218

201

215

221

197

195

Sussex

218

186

181

167

118

117

138

162

170

Thames Valley

292

257

268

250

134

135

158

198

206

Warwickshire

228

175

177

188

156

168

164

210

200

West Mercia

268

282

282

263

176

180

165

193

208

West Midlands

207

190

189

201

169

192

200

206

207

West Yorkshire

255

242

242

209

120

123

134

144

144

Wiltshire

152

182

186

204

283

286

280

200

208

Dyfed-Powys

183

182

175

169

155

166

172

187

184

Gwent

253

225

225

208

148

154

171

157

171

North Wales

210

226

272

230

144

150

149

154

163

South Wales

190

180

183

188

159

173

158

154

149

England and Wales

224

214

212

203

150

155

160

169

177

1 Magistrates courts data only. Fines given at the Crown court total nationally (England and Wales) less than 10 each year.

2 An offence under the Road Traffic Act 1988 s. 143 (2)

3 As from 1 June 2003, ‘driving a motor vehicle while uninsured against third party risks’ became a fixed penalty offence.

Notes:

1. It is known that for some police force areas, the reporting of court proceedings in particular those relating to summary motoring offences may be less than complete.

2. Every effort is made to ensure that the figures presented are accurate and complete. However, it is important to note that these data have been extracted from large administrative data systems generated by the courts and police forces. As a consequence, care should be taken to ensure data collection processes and their limitations are taken into account when those data are used.

Table C: Fixed Penalty Notices issued for the endorsable offence of ‘driving a motor vehicle while uninsured against third party risks’1 by police force area, England and Wales, 20032 to 2005

Police force area

20033

2004

2005

Avon and Somerset

5

47

63

Bedfordshire

62

Cambridgeshire

63

53

Cheshire

40

101

Cleveland

48

70

159

Cumbria

Derbyshire

Devon and Cornwall

42

Dorset

—-

Durham

7

Essex

6

Gloucestershire

Greater Manchester

9

44

13

Hampshire

111

125

Hertfordshire

11

177

389

Humberside

Kent

10

12

31

Lancashire

42

91

174

Leicestershire

34

62

19

Lincolnshire

London, City of

2

21

9

Merseyside

Metropolitan Police

43

147

490

Norfolk

Northamptonshire

5

40

93

Northumbria

38

7

4

North Yorkshire

33

95

92

Nottinghamshire

21

42

101

South Yorkshire

Staffordshire

36

122

152

Suffolk

Surrey

0

Sussex

Thames Valley

—-

Warwickshire

31

50

70

West Mercia

32

West Midlands

37

West Yorkshire

3

46

104

Wiltshire

Dyfed-Powys

Gwent

North Wales

87

139

297

South Wales

England and Wales

458

1,463

2,688

1 An offence under the Road Traffic Act 1988 s. 143 (2)

2 As from 1 June 2003, ‘driving a motor vehicle while uninsured against third party risks’ became a fixed penalty offence.

Notes:

1. Offenders are subject to a £200 fixed penalty However this can be increased to a maximum of £5,000 if the matter goes to court.

2. Every effort is made to ensure that the figures presented are accurate and complete. However, it is important to note that these data have been extracted from large administrative data systems generated by the police forces. As a consequence, care should be taken to ensure data collection processes and their limitations are taken into account when those data are used.