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Mortgages: Repossession Orders

Volume 477: debated on Thursday 12 June 2008

To ask the Secretary of State for Justice how many court orders were issued for the repossession of homes in (a) Hemel Hempstead constituency, (b) each local authority area in Hertfordshire and (c) England in each year since 1997. (210135)

The following tables show the number of mortgage and landlord possession orders made in all county courts in the Hertfordshire region and in England since 1997.

These figures do not indicate how many houses have been repossessed through the courts, since not all the orders will have resulted in the issue and execution of warrants of possession.

The civil procedure rules state that all claims for the repossession of land must be commenced in the district in which the land is situated. However, county courts’ jurisdictions are not coterminous with the borough boundaries, and therefore any single court’s repossession actions are likely to relate to homes in a number of different boroughs.

Table 1: Mortgage1 possession orders2, 3 in the county courts4 of Hertfordshire since 1997

1997

1998

1999

2000

2001

2002

2003

2004

2005

2006

2007

Hertford5

111

189

103

86

58

78

88

86

134

198

Hitchin5

252

402

218

151

154

151

155

183

288

321

St. Albans5

77

68

72

59

53

45

87

78

102

158

Watford

188

463

284

241

217

224

249

258

418

516

508

Hemel Hempstead6

72

91

Bishop’s Stortford6

75

Hertfordshire

775

1,213

677

537

482

498

579

605

942

1,193

South East

14,019

15,745

9,934

8,936

8,099

7,422

8,201

10,050

15,220

17,693

17,824

England

53,530

61,581

52,370

47,033

44,459

38,631

38,210

44,036

67,019

85,244

88,993

Table 2: Landlord7, 8, 9 possession orders2, 3 in the county courts4 of Hertfordshire since 1999

1999

2000

2001

2002

2003

2004

2005

2006

2007

Hertford5

288

283

266

217

257

253

247

191

Hitchin5

435

429

532

505

492

412

375

316

St. Albans5

276

271

270

230

291

264

290

277

Watford

806

848

1,130

935

830

893

907

812

653

Hertfordshire

1,805

1,831

2,198

1,887

1,870

1,822

1,819

1,596

South East

19,284

21,730

21,061

21,308

20,336

19,834

19,157

18,093

18,973

England

116,446

121,434

125,477

126,089

114,589

111,782

106,681

100,912

100,761

1 Mortgage data include all types of lenders.

2 Orders include both suspended orders and non-suspended orders.

3 The court, following a judicial hearing, may grant an order for possession immediately. This entitles the claimant to apply for a warrant to have the defendant evicted. However, even where a warrant for possession is issued, the parties can still negotiate a compromise to prevent eviction.

4 Does not include the small number of possession actions entered in the High Court.

5 The roll-out of the Possession Claim On-Line (PCOL) system in late 2006 has affected the availability of court-level data on mortgage possession orders. As a result, it is only possible to provide court-level figures for those courts with direct on-site PCOL access for 2007. Therefore, upward adjustments have been made for the missing data at HMCS regional level, which for Hertfordshire is the South East.

6 Courts now closed or merged with other county courts.

7 Landlord data include all types of landlords.

8 Court level data are not available for all landlord possession actions prior to 1999.

9 Landlord possession orders made through standard and accelerated procedures.

Source:

Ministry of Justice.