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Credit Cards: Fraud

Volume 480: debated on Wednesday 8 October 2008

To ask the Secretary of State for the Home Department how many offences of fraud relating to credit cards have been notified by banks and other financial institutions to the police in each police force area since April 2007. (222651)

In 2007-08, there were 23,344 cases of fraud by false representation that involved a cheque, plastic card or online bank account recorded by police (this includes some instances of the similar offence of cheque and credit card fraud committed under old legislation in place before 15 January 2007).

These offences could have either been referred direct by a financial institution, reported by an account holder or merchant who was not refunded monies by their financial institution or dealt with as a direct call for service to the police where a suspect was believed to be committing a crime at the time. These offences will in some instances relate to online fraud, but there is no specific category of recorded crime to separately identify these. In addition, we do not separately identify fraud offences relating to credit cards that have been notified to police by banks or financial institutions.

Statistics giving the number of fraud offences relating to cheque, plastic card and online bank accounts recorded by each police force area since April 2007 are shown in the following table.

Fraud by false representation: cheque, plastic card and online bank accounts recorded by each police force in England and Wales from 2007-08

Force name

Number of fraud offences

Avon and Somerset

547

Bedfordshire

394

British Transport Police

315

Cambridgeshire

430

Cheshire

276

Cleveland

196

Cumbria

14

Derbyshire

361

Devon and Cornwall

603

Dorset

139

Durham

187

Dyfed-Powys

69

Essex

592

Gloucestershire

161

Greater Manchester

316

Gwent

107

Hampshire

824

Hertfordshire

448

Humberside

284

Kent

537

Lancashire

317

Leicestershire

512

Lincolnshire

145

London, City of

107

Merseyside

308

Metropolitan Police

7330

Norfolk

184

Northamptonshire

325

Northumbria

18

North Wales

104

North Yorkshire

220

Nottinghamshire

224

South Wales

513

South Yorkshire

373

Staffordshire

368

Suffolk

279

Surrey

730

Sussex

472

Thames Valley

945

Warwickshire

262

West Mercia

423

West Midlands

765

West Yorkshire

911

Wiltshire

709

England and Wales

23,344