Skip to main content

Housing: Floods

Volume 480: debated on Friday 17 October 2008

To ask the Secretary of State for Communities and Local Government how many households displaced by flooding in summer 2007 have not yet been able to return to their homes, broken down by (a) local authority area and (b) household size. (226465)

As at 30 June, we estimate that approximately 3,400 households remained wholly or partially displaced from their homes following the floods of summer 2007. Around 28 per cent. of those not back in their homes at the end of May had returned by the end of June. A breakdown of the figures by local authority area is available at:

http://www.communities.gov.uk/documents/corporate/pdf/895062.pdf

More up-to-date estimates of households still displaced will be published shortly, once we have completed further work to assess their robustness.

The Department does not collect information on the size of households still wholly or partially displaced from their homes.

To ask the Secretary of State for Communities and Local Government what the average cost was of insuring a home against (a) coastal and (b) inland flooding in each of the last five years. (226466)

We do not hold this information. Flooding risk is usually included as part of general domestic insurance policies and the cost of such policies is affected by many factors.

To ask the Secretary of State for Communities and Local Government what proportion of homeowners at risk of flooding have flood insurance. (226467)

We do not hold this information. However, the Association of British Insurers has estimated that 93 per cent. of all homeowners have home buildings insurance in place and that 75 per cent. of all households have home contents insurance in place.