To ask the Secretary of State for Communities and Local Government what recent discussions (a) she and (b) the Minister for Housing has held with (i) the Secretary of State for Justice and (ii) the Chief Secretary to the Treasury in respect of the rate of use of charging orders by banks (A) nationalised and (B) in receipt of capitalisation by public money, resulting in the repossession of homes of people unable to keep up mortgage payments; and if she will review the application of such charging orders. (232175)

Ministers have meetings with a wide range of organisations and individuals on a wide range of subjects. Information relating to internal meetings, discussion and advice is not disclosed as to do so could harm the frankness and candour of internal discussion.

To ask the Secretary of State for Communities and Local Government what recent representations she has had from the Citizens Advice Bureaux in respect of mortgage holders facing repossession of their homes by banks or building societies when difficulties arise with mortgage payments. (232176)

Government are working closely with a range of stakeholders—including the Citizens Advice Bureaux—to help vulnerable households in financial difficulty and facing repossession remain in their homes wherever possible. We are concerned about recent data released from CAB which show a 51 per cent. increase in new mortgage and secured loan inquiries for the period July to September 2008 compared with the same period in 2007. That is why Government are taking urgent action to support vulnerable homeowners during these difficult times.

To ask the Secretary of State for Communities and Local Government what information her Department holds on the number of housing repossessions which took place as a percentage of the total mortgage book of the UK's top 10 mortgage providers in the last 12 months. (232514)

Communities and Local Government does not collect or hold such data. The Council of Mortgage Lenders (CML) publishes figures on mortgage arrears and repossessions on a quarterly basis drawn from a representative sample of UK lenders covering around 95 per cent. of balances. CML does not publish sectoral data.

To ask the Secretary of State for Communities and Local Government if she will take steps to ensure that banks take into account the tenancy rights of tenants whose landlord has a buy-to-let mortgage before making application for repossession of the property. (232572)

I refer my hon. Friend to the answer given by my hon. Friend the Member for Hartlepool (Mr. Wright) on 30 October 2008, Official Report, column 1292W.