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Mortgages

Volume 485: debated on Monday 8 December 2008

To ask the Secretary of State for Communities and Local Government what the (a) mean and (b) median monthly mortgage payments were (a) for all households and (b) for households at each level of disposable income in (i) England and (ii) each region in England in each of the last five years. (240884)

Estimates of the mean monthly mortgage payment for all households taking out a new mortgage for house purchase during the year, in (i) England and (ii) each region in England in each of the last five years are given in the following table.

Estimates for median monthly mortgage payments and data for households at each level of disposable income are not available.

Estimated mean monthly mortgage payments for all households taking out a new mortgage for house purchase during the year

£ per month

2003

2004

2005

2006

2007

North East

370

466

535

594

687

North West

420

525

597

659

759

Yorkshire and the Humber

408

509

587

652

744

East Midlands

457

561

629

672

763

West Midlands

472

577

646

715

798

East

603

712

789

855

981

London

832

1,022

1,134

1,251

1,486

South East

693

811

895

981

1,128

South West

551

645

727

806

921

England

563

684

773

851

981

Note:

Assumes repayment mortgage over 25 years.

Sources:

Regulated Mortgage Survey and the Council of Mortgage Lenders