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Driving Offences: Insurance

Volume 485: debated on Wednesday 17 December 2008

To ask the Secretary of State for Transport what his estimate is of the number of taxed and insured cars that are regularly driven by a driver not included on the insurance certificate. (240433)

[holding answer 8 December 2008]: A vehicle may be driven by the main policy holder, a named driver on his or her policy, or by any driver whose policy has a clause that allows that driver to drive any other vehicle with the owner's permission (commonly referred to as DOV cover) on a third-party liability basis.

No information is kept on the number of vehicles that are driven by a person who is not named on the insurance certificate.

We estimate around 2.2 million vehicles are being driven uninsured. The wider issue of uninsured driving is being tackled through a number of measures—for example police powers to seize uninsured vehicles and/or court prosecution.