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Rented Housing: Private Sector

Volume 487: debated on Wednesday 28 January 2009

To ask the Secretary of State for Communities and Local Government what assessment has been made of the effect of the use of credit scoring by the private rented sector on households who have had their property repossessed in obtaining alternative rented accommodation. (251805)

Landlords are entitled to seek financial references from potential tenants and may use credit scoring in that context. Assuming that they have kept up to date with rent payments, we would not expect a tenant's credit score to be affected by the repossession of a home in which they were staying since, in those circumstances, it is the landlord, not the tenant, who is in default and whose credit rating might be affected.