[holding answer 2 February 2009]: Current legislation requires compulsory motor insurance against third party risk for the use of a vehicle on a road or other public place. There is no statutory requirement to insure vehicles in private storage or under repair and declared under statutory off-road notification (SORN).
We are consulting on proposals for a “Continuous Insurance Enforcement” scheme. Under the proposed scheme it would be an offence to keep a vehicle which has no valid insurance unless there is in place a valid SORN declaration. Those potentially uninsured will be identified by frequent comparison of the Driver and Vehicle Licensing Agency’s vehicle register and the motor insurance industry’s database.