All motor vehicle insurance details are held on the insurance industry’s motor insurance database (MID) and it is the insurance industry’s responsibility to provide data to it. The Department requires 95 per cent. of new records to be on the database within seven days. The industry estimates that nearly 99 per cent. of all appropriate records are now on the database within seven days.
When customers apply for a tax disc on Driver and Vehicle Licensing Agency Electronic Vehicle Re-licensing (EVL) service, the vehicle’s insurance is electronically checked with the Motor Insurance Bureau (MIB), these details are not held on DVLA’s database. If the insurance details cannot be traced with the MIB, customers are not able to make a re-licensing transaction through the EVL service. If customers have recently renewed, updated or changed the insurance policy, the vehicle details may not have been updated yet on the MIB. The reason for this is that the MIB only records the expiry date of the current insurance period. Once that current period ends the new insurance period updates the database.
The number of incomplete transactions from November 2008 to January 2009, where insurance details could not be found are:
November 2008: 109,050 out of 1,691,556 transactions
December 2008: 89,633 out of 1,622,678 transactions
January 2008: 130,231 out of 1,961,037 transactions