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Mortgages: Government Assistance

Volume 495: debated on Monday 29 June 2009

To ask the Secretary of State for Communities and Local Government how many people have (a) received and (b) been refused assistance under the Mortgage Rescue Scheme in (i) Essex and (ii) Castle Point in each month since its inception. (282079)

The Mortgage Rescue Scheme has been operational across England since January 2009. As part of the monitoring arrangements for the scheme, headline data for January - April 2009, provided by local authorities operating the scheme and broken down by Government office region, are available on the Department’s website, by following the link:

http://www.communities.gov.uk/publications/corporate/statistics/mortgagerescuestatistics.

Figures reported by local authorities from January - April 2009 are provided in a table, which has been placed in the Library.

In the current economic conditions, we have acted rapidly to put in place help and support for households struggling with their mortgage at every stage: from free debt advice when problems start, to free support for cases that reach court. Advice is available to all households struggling with their mortgage, with targeted schemes for those in most need.

To ask the Secretary of State for Communities and Local Government how many people in negative equity have received assistance under the Mortgage Rescue Scheme. (282433)

In the current economic conditions, we have acted rapidly to put in place help and support for households struggling with their mortgage at every stage: from free debt advice when problems start, to free support for cases that reach court. From 1 May, the Mortgage Rescue Scheme was expanded to include some households in negative equity. Monitoring data are available from:

http://www.communities.gov.uk/publications/corporate/statistics/mortgagerescuestatistics

This does not currently include specific information about applicants in negative equity.

To ask the Secretary of State for Communities and Local Government how many people have (a) received and (b) been declined assistance under the Mortgage Rescue Scheme in (i) the London Borough of Enfield and (ii) Enfield, North constituency in each month since the scheme was established. (282567)

I refer my right hon. Friend to the answer I gave the hon. Member for Castle Point (Bob Spink) today (PQ 282079).

To ask the Secretary of State for Communities and Local Government how many households in (a) Welwyn Hatfield and (b) Hertfordshire have (i) applied for and (ii) been accepted to the Mortgage Rescue Scheme. (282963)

I refer the hon. Member to the answer I gave to the hon. Member for Castle Point (Bob Spink) today (PQ 282963).