The inclusion of credit card facilities extends the range of options available for payment. Payment routes available elsewhere were considered—there is precedent for the acceptance of credit and debit cards in other areas of public services. In addition, payment by credit card is already well established in many magistrates courts and all fixed penalty offices. Bailiffs operate under well-defined behaviour standards and there are no incentives to favour credit cards over the other current methods of repayment. There are a range of routes available to any debtor who genuinely cannot afford to pay. HM Courts Service is currently evaluating the scheme of taking payments by credit and debit cards. I am awaiting the results of the evaluation.