Students: Loans

To ask the Minister of State, Department for Business, Innovation and Skills how many people of each age group resident in (a) Hemel Hempstead constituency, (b) Dacorum and (c) Hertfordshire had not repaid their student loans on the latest date for which figures are available. (289415)

Borrowers become liable to repay their loans in the April after they leave their course (the Statutory Repayment Due Date). After that date those with earnings of over £15,000 will repay, usually by deductions from salary. Those liable to repay who have not yet made a repayment will include borrowers whose earnings are below the repayment threshold, have gone on to further study or are doing voluntary work.

*Income-contingent loan borrowers, Hertfordshire, March 2009*¹
Age²	Numbers who have not yet made a repayment	Numbers who have made a repayment	Total
Less than 20	20	10	30
20 to 24	2,180	4,790	6,970
25 to 29	1,910	11,780	13,690
30 to 39	530	1,200	1,730
40 to 49	260	480	750
50 and over	100	190	290
Total	5,000	18,450	23,440
¹ Table covers income-contingent loan borrowers past SRDD with known repayment status, the local authority in which the borrower was resident at the time of application for student finance; this does not indicate current residence. Figures rounded to the nearest 10. ² Age at the end of the last tax year for which repayment/non-repayment information has been posted, mainly end of tax year 2007/08. Source: Student Loans Company

Reliable information is not available at constituency or district level.

To ask the Minister of State, Department for Business, Innovation and Skills how much has been deducted from the salaries of individuals in each income group resident in (a) Hemel Hempstead constituency, (b) Dacorum and (c) Hertfordshire for student loan repayments in the last 12 months. (289416)

The information requested is as follows:

*Student loans PAYE deductions, Hertfordshire, tax year 2007-08 (provisional)*¹
Earnings in tax year 2007-08	Numbers who have had a deduction from earnings under PAYE	Amount deducted from earnings under PAYE	Average amount deducted
Less than £15,000	3,210	430,000	130
£15,000 to £20,000	3,200	970,000	300
£20,000 to £25,000	3,720	2,470,000	660
£25,000 to £30,000	2,710	2,880,000	1,060
£30,000 to £35,000	1,420	2,060,000	1,450
£35,000 to £40,000	740	1,340,000	1,800
Over £40,000	1,060	3,110,000	2,920
Total	16,070	13,250,000	820
¹ Tables cover deductions by PAYE from income-contingent loans. Excludes Self Assessment deductions. Tables cover deductions which HMRC has notified to SLC by 31 March 2009. There will be further deductions notified for tax year 2007-08. The table shows the local authority where the borrower was resident at the time of application for student finance; this does not indicate current residence. Source: Student Loans Company

Deductions from salaries are made when the borrowers’ income is above £15,000 per year, £1,250 per month or £288 per week.

Reliable information is not available at constituency or district level.

Volume 497: debated on Wednesday 14 October 2009