To ask the Secretary of State for Communities and Local Government what recent assessment has been made of the level of availability of mortgages to first-time home-buyers who are unable to provide a substantive deposit. (307886)

Mortgage availability for first time buyers with a deposit of 10 per cent. or less has increased since spring 2009. According to Moneyfacts, in November 2009 there were 118 mortgage products available at 90 per cent. LTV or higher and nine at 95 per cent. LTV or higher, compared to 85 at 90 per cent. LTV or higher and three at 95 per cent. LTV or higher in April 2009.