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Volume 503: debated on Thursday 14 January 2010

To ask the Chancellor of the Exchequer what representations he has received on the proposal to discontinue bank cheques; and what steps he plans to take to protect the interests of (a) elderly and (b) other bank customers who do not have access to internet banking in circumstances in which that proposal is implemented. (310708)

The Government have received various representations, from members of Parliament and the public, about the Payments Council's decision that cheques should be phased out to a 2018 timetable due to the declining trajectory of usage.

Before any final decision is made in 2016, and ahead of the closure of the cheque clearing system, the council has committed to ensuring that adequate alternatives are in place for all users of cheques, in particular for users who are highly dependent on this method of payment.