The Government want to see more done to ensure that individuals who are unable to trace insurers are given support. To this end the Government have had some very helpful discussions with a range of stakeholders, including the Association of British Insurers, on the possibility of setting up a database of employers' liability insurance.
We have today published a consultation document ‘Accessing Compensation—Supporting people who need to trace Employers' Liability Insurance’. The consultation covers the best way of setting up and administering an Employers' Liability Tracing Office, including a compulsory electronic database for keeping records of future employers' liability policies that can be searched by claimants and their representatives. We are also consulting on establishing an Employers' Liability Insurance Bureau, a fund of last resort for those unable to trace an insurance policy.
We will seek to work with the Association of British Insurers and others to drive forward the establishment of the tracing office. We envisage such a system would eventually provide a complete record of all employers' liability policies issued and should be easily accessible to those who need to trace such policies.