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Mortgages: Government Assistance

Volume 506: debated on Tuesday 23 February 2010

To ask the Secretary of State for Communities and Local Government how many homeowners are in receipt of assistance under the Homeowner Mortgage Protection Scheme. (317344)

I refer the hon. Member to the answer I gave to the hon. Member for Meriden (Mrs. Spelman) on 16 December 2009, Official Report, column 1297W.

To ask the Secretary of State for Communities and Local Government how many households have been refused assistance under the Mortgage Rescue Scheme because the value of the property exceeded the eligibility criteria. (317863)

Regional property price caps for the Mortgage Rescue Scheme have been in place since the scheme was launched in January 2009. They reflect the aim of the scheme to provide targeted support for vulnerable households at risk of homelessness.

The level of the caps was increased on 1 May and is now at least 150 per cent. of lower quartile property prices in each region. In addition, housing associations have flexibility to consider applications which exceed the cap if appropriate depending on household's individual circumstances.

During 2009 fewer than 5 per cent. of applications were deemed ineligible for support because their property exceeded the regional price cap.

To ask the Secretary of State for Communities and Local Government (1) how many applications were made to the Homeowner Mortgage Protection Scheme from homeowners in Moray constituency in 2009; and how many of these met the eligibility criteria; (317971)

(2) how many homeowners are in receipt of help under the Homeowner Mortgage Protection Scheme in Moray constituency.

To ask the Secretary of State for Communities and Local Government how many applications were made to the Homeowner Mortgage Support Scheme by homeowners in Angus constituency in 2009; and how many of these met the eligibility criteria. (318068)

To ask the Secretary of State for Communities and Local Government how many homeowners in Perth and North Perthshire constituency are in receipt of help under the Homeowner Mortgage Protection Scheme. (317922)

I refer the hon. Members to the answer I gave to the hon. Member for Meriden (Mrs. Spelman) on 16 December 2009, Official Report, column 1297W. This information is not collected at constituency level.