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Repossession Orders: Chelmsford

Volume 506: debated on Thursday 4 March 2010

To ask the Secretary of State for Justice how many court orders for the repossession of homes in West Chelmsford constituency have been issued in each of the last five years. (320352)

The following table shows the numbers of claims leading to orders being made for the repossession of property by mortgage lenders and landlords in the West Chelmsford constituency in each of the last five years.

These figures represent the numbers of claims leading to orders being made. This is more accurate than the number of orders, removing the double-counting of instances where a single claim leads to more than one order. It is also a more meaningful measure of the number of homeowners who are subject to court repossession actions.

These figures do not indicate how many properties have actually been repossessed. Repossessions can occur without a court order being made, while not all court orders result in repossession.

Tables showing the numbers of possession claims leading to an order in each constituency of England and Wales and in each year since 2000 for mortgages and 2003 for landlords have been placed in the Library of the House.

Number of mortgage1 and landlord2,3 possession claims leading to orders made4,5,6,7 for properties in West Chelmsford constituency, 2005-09

Mortgage possession

Landlord possession

2005

110

110

2006

115

120

2007

125

125

2008

145

150

2009

85

125

Notes: 1. Includes all types of mortgage lenders. 2. Includes all types of landlord whether social or private.

3. Landlord actions include those made under both standard and accelerated procedures. Landlord actions via the accelerated procedure enables the orders to be made solely on the basis of written evidence for shorthold tenancies, when the fixed period of tenancy has come to an end. 4. The number of claims that lead to an order includes all claims in which the first order, whether outright or suspended, is made during the period. 5. The court, following a judicial hearing, may grant an order for possession immediately. This entitles the claimant to apply for a warrant to have the defendant evicted. However, even where a warrant for possession is issued, the parties can still negotiate a compromise to prevent eviction. 6. Includes outright and suspended orders, the latter being where the court grants the claimant possession but suspends the operation of the order. Provided the defendant complies with the terms of suspension, which usually require the defendant to pay the current mortgage or rent instalments plus some of the accrued arrears, the possession order cannot be enforced. 7. All figures are rounded to the nearest 5. Source: Ministry of Justice.