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Mortgages: Government Assistance

Volume 507: debated on Tuesday 16 March 2010

To ask the Secretary of State for Communities and Local Government how many households in Birmingham have received assistance through (a) the Mortgage Rescue Scheme, (b) the Homeowners Mortgage Scheme and (c) Support for Mortgage Interest. (321567)

Mortgage Rescue scheme summary monitoring statistics are published on a quarterly basis on the Department's website. Statistics for the October to December 2009 period were published on 11 February 2010 and can be accessed using the following link:

http://www.communities.gov.uk/publications/corporate/statistics/mortgagerescuestatistics

Quarterly figures reported by local authorities from January to December 2009 are provided in a table which has been placed in the Library.

For management information on Homeowners Mortgage Support I refer the hon. Member to the answer I gave to the hon. Member for Meriden (Mrs. Spelman) on 16 December 2009, Official Report, column 1297W. This information is not monitored at local authority level.

Help is provided towards the interest on mortgages (known as support for mortgage interest (SMI)) as part of income support, income-based jobseeker's allowance, income-related employment and support allowance and pension credit.

The following table provides figures for Birmingham local authority.

Table 1: Income support, jobseeker’s allowance (IB) and pension credit claimants who are receiving help with mortgage interest in Birmingham local authority, August 2009

Benefit

Number

IS

3,000

JSA (IB)

1,100

PC

2,300

Notes: 1. Figures have been rounded to the nearest 100. 2. Figures have been up-rated using 5 per cent. proportions against 100 per cent. Work and Pensions Longitudinal Study totals. 3. No estimate is available yet for the number of employment and support allowance (income-related) cases. Source: Department for Work and Pensions, Information Directorate, 5 per cent. sample.

Caseload—number of claimants

Pension credit was introduced on 6 October 2003 and replaced minimum income guarantee (income support for people aged 60 or over). The vast majority of people who were previously in receipt of the minimum income guarantee transferred to pension credit in October 2003.

Pension credit is claimed on a household basis and therefore the number of people that pension credit helps is the number of claimants in addition to the number of partners for whom they are also claiming.

The best statistics on benefits are now derived from 100 per cent. data sources. However, the 5 per cent. sample data still provide some detail not yet available from the 100 per cent. data sources. In this case reliable data for mortgage interest support are not available from the 100 per cent. data so the 5 per cent. data have been used. The latest of which is August 2009.