Credit Availability Mr. Harper 8. To ask the Minister of State, Department for Business, Enterprise and Regulatory Reform what recent assessment he has made of the availability of credit to businesses. Ian Pearson I refer the hon. Member to the answer given by my right hon. Friend the Minister of State for Employment Relations and Postal Affairs to the hon. Member for Croydon, Central (Mr. Pelling) earlier today. Mr. Amess To ask the Minister of State, Department for Business, Enterprise and Regulatory Reform what recent assessment he has made of the effects on businesses of the availability of credit to them. Mr. McFadden I refer the hon. Member to the reply I gave to the hon. Member for Croydon, Central (Mr. Pelling) earlier today. Mr. David Jones 15. To ask the Minister of State, Department for Business, Enterprise and Regulatory Reform what recent assessment he has made of the availability of credit to businesses. Mr. McFadden I refer the hon. Member to the reply I gave to the hon. Member for Croydon, Central (Mr. Pelling) earlier today.