Students: Loans Mike Penning To ask the Minister of State, Department for Business, Innovation and Skills how many people of each age group resident in (a) Hemel Hempstead constituency, (b) Dacorum and (c) Hertfordshire had not repaid their student loans on the latest date for which figures are available. Mr. Lammy Borrowers become liable to repay their loans in the April after they leave their course (the Statutory Repayment Due Date). After that date those with earnings of over £15,000 will repay, usually by deductions from salary. Those liable to repay who have not yet made a repayment will include borrowers whose earnings are below the repayment threshold, have gone on to further study or are doing voluntary work. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Age2 |Numbers who have not yet made a repayment|Numbers who have made a repayment|Total | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Less than 20 |20 |10 |30 | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |20 to 24 |2,180 |4,790 |6,970 | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |25 to 29 |1,910 |11,780 |13,690| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |30 to 39 |530 |1,200 |1,730 | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |40 to 49 |260 |480 |750 | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |50 and over |100 |190 |290 | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Total |5,000 |18,450 |23,440| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |1 Table covers income-contingent loan borrowers past SRDD with known repayment status, the local authority in which the borrower was resident at the time of application for student finance; this does not indicate current residence. Figures rounded to the nearest 10.2 Age at the end of the last tax year for which repayment/non-repayment information has been posted, mainly end of tax year 2007/08.Source:Student Loans Company| | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Reliable information is not available at constituency or district level. Mike Penning To ask the Minister of State, Department for Business, Innovation and Skills how much has been deducted from the salaries of individuals in each income group resident in (a) Hemel Hempstead constituency, (b) Dacorum and (c) Hertfordshire for student loan repayments in the last 12 months. Mr. Lammy The information requested is as follows: -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Earnings in tax year 2007-08 |Numbers who have had a deduction from earnings under PAYE|Amount deducted from earnings under PAYE|Average amount deducted| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Less than £15,000 |3,210 |430,000 |130 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |£15,000 to £20,000 |3,200 |970,000 |300 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |£20,000 to £25,000 |3,720 |2,470,000 |660 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |£25,000 to £30,000 |2,710 |2,880,000 |1,060 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |£30,000 to £35,000 |1,420 |2,060,000 |1,450 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |£35,000 to £40,000 |740 |1,340,000 |1,800 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Over £40,000 |1,060 |3,110,000 |2,920 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |Total |16,070 |13,250,000 |820 | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |1 Tables cover deductions by PAYE from income-contingent loans. Excludes Self Assessment deductions. Tables cover deductions which HMRC has notified to SLC by 31 March 2009. There will be further deductions notified for tax year 2007-08. The table shows the local authority where the borrower was resident at the time of application for student finance; this does not indicate current residence.Source:Student Loans Company| | | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Deductions from salaries are made when the borrowers’ income is above £15,000 per year, £1,250 per month or £288 per week. Reliable information is not available at constituency or district level.