Mortgages 31. Mr. Hunt asked the Secretary of State for the Environment how many times the joint advisory committee of Ministers and building society leaders on mortgage policy has met since its formation. Mr. Channon The joint advisory committee has so far held three meetings. Mr. Tebbit asked the Seretary of State for the Environment if he will publish the text of the memorandum of agreement on mortgage finance entered into by the Government with the Council of the Building Societies Association. Mr. Channon Following is the text of the memorandum: