Owner-Occupation Mr. Maxton asked the Secretary of State for Scotland what information he has as to how many owner-occupied dwellings which are (a) owned outright, and (b) currently being purchased on a mortgage. Mr. Ancram It is estimated that, at December 1985, 840,000 dwellings were owner-occupied; of these around 380,000 were owned outright, and around 460,000 were being purchased on a mortgage.