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Motor Vehicles: Insurance

Volume 464: debated on Monday 8 October 2007

To ask the Secretary of State for Transport what her most recent estimate is of the number of uninsured vehicles on British roads; and what assessment she has made of trends in numbers of uninsured vehicles. (156319)

Our latest estimate (2005) for uninsured driving is based on a comparison of the vehicle register, maintained by the Driver and Vehicle Licensing Agency (DVLA) and the Motor Insurance Database. It is that there are about 2.1 million licensed vehicles (about 6.5 per cent. of the UK vehicle fleet) being driven by uninsured drivers.

We have no long-term evidence on trends, however we will make a more up to date assessment of the levels of uninsured driving and there is some recent evidence from the insurance industry showing that for the year 2006 there was a 4.2 per cent. drop in claims for compensation for the victims of uninsured drivers.